Exchange Bank of Missouri

Easy Online Banking

Free Checking

Balance Requirements

You must deposit $100.00 to open an account.

Benefits

Unlimited check writing
Images of checks printed on statements
Debit Card

Service Charges During the Statement Period

There are no monthly balances to maintain and no service charges.
If your account becomes dormant (547 days without activity) and your ledger balance falls below $100.00, your account will be charged an annual maintenance fee of $10.00.

Rate Information

This account does NOT earn interest.

Business Free Checking

Balance Requirements

You must deposit $100.00 to open an account.

Benefits

Unlimited check writing
Images of checks printed on statements
Debit Card

Service Charges During the Statement Period

There are no monthly balances to maintain and no service charges.
If your account becomes dormant (547 days without activity) and your ledger balance falls below $100.00, your account will be charged an annual maintenance fee of $10.00.

Rate Information

This account does NOT earn interest.

Senior Checking

Balance Requirements

You must deposit $100.00 to open an account.

Benefits

Must be 62 years of age or older
No fee for cashiers checks, money orders or photo copies
Unlimited check writing
Images of checks printed on statements
Debit Card

Service Charges During the Statement Period

There are no monthly balances to maintain and no service charges.
If your account becomes dormant (547 days without activity) and your ledger balance falls below $100.00, your account will be charged an annual maintenance fee of $10.00.

Rate Information

This account does NOT earn interest.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.