Now Account
Balance Requirements
- You must deposit $1,000 to open an account.
- If the collected balance falls below $1,000 on any day, you
will not be paid interest for that day.
- You must maintain a collected balance of $1,000 or more each
day to obtain the annual percentage yield offered.
Benefits
- Unlimited check writing
- Images of checks printed on statements
- Debit Card
Service Charges During the
Statement Period
- A $5 service charge will be charged if your ledger balance
falls below $1,000..
- A $10 maintenance fee will be charged if your account becomes
dormant (547 days without activity) and your ledger balance
falls below $100.
Compounding and Crediting
- Interest on Now accounts will be compounded monthly and be
added to the account balance on the last day of the statement
period.
Accrual of Interest on Non-Cash
Deposits
- Interest begins to accrue no later than the day we receive
credit for the deposit of non-cash items (for example, checks).
Additional Information
- The interest rate and annual percentage yield are available
at the New Accounts desk.
- This is not a full disclosure of all terms and conditions
of this account. Additional information is available at the
New Accounts desk.
Super
Now Account
Balance Requirements
- You must deposit $5,000 to open an account.
- If the collected balance falls below $1 on any day, you will
not be paid interest for that day.
- You must maintain a specific collected balance in order to
obtain the annual percentage yield offered for each interest
rate tier. On any day your balance qualifies for a respective
tier, interest will be earned at the respective annual percentage
yield on the entire balance for that day.
Benefits
- Unlimited check writing
- Images of checks printed on statements
- Debit Card
Compounding and Crediting
- Interest on Super Now accounts will be compounded monthly
and be added to the account balance on the last day of the statement
period (monthly).
Accrual of Interest on Non-Cash
Deposits
- Interest begins to accrue on non-cash items deposited based
on the Bank’s availability schedule.
Additional Information
- There are six interest rate tiers available with this account.
The interest rate and annual percentage yield for each tier
are available at the New Accounts desk.
- This is not a full disclosure of all terms and conditions
of this account. Additional information is available at the
New Accounts desk.
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