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Savings

Balance Requirement

  • Your must deposit $25 to open an account.
  • You must maintain a minimum balance of $60.00 in the account to obtain the annual percentage yield.

Service Charges During the Statement Period

  • You will be allowed eighteen withdrawals per quarter without charge. You will be charged $.25 for each withdrawal in excess of eighteen during the quarter.
  • A maintenance fee of $2.50 will be charged quarterly if your account balance is less than $50.00 and your account becomes dormant (547 days without activity).

Compounding and Crediting

  • Interest on Savings accounts is compounded quarterly and added to the account balance on the last day of the statement period.

Accrual of Interest on Non-Cash Deposits

  • Interest begins to accrue on the business day you deposit non-cash items (for example-checks).

Additional Information

  • The interest rate and annual percentage yield are available at the New Accounts desk.
  • This is not a full disclosure of all terms and conditions of this account. Additional information is available at the New Accounts desk.

 

 

    
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