Kasasa Cash Back

It’s Like You Get Paid to Bank Here.

Free Kasasa Cash Back® Checking


Enjoy high interest earnings and refunds on ATM withdrawal fees.*


If you’ve ever had a monthly service fee on a checking account, Kasasa Cash Back® is here to make up for it. This free checking account actually pays you – and there’s never a monthly service fee to worry about.

Earn 2.00% cash back on your everyday debit card purchases, with no category restrictions.* You’ll also get refunds on ATM withdrawal fees, nationwide – so you can get to your money when and where you need it. Add a free Kasasa Saver® to your account to simplify saving. Visit any of our convenient locations to open your accounts.


  • Free checking that pays you back
  • 2.00% cash back on debit card purchases
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free e-statements
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free Visa® debit card

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is easy!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 POS (Point of Sale) debit card purchases
  • Be enrolled in and log into online banking, receipt of electronic statement to a valid email address is a condition of these accounts
  • $25 minimum deposit to open

And if you don’t meet these qualifications, don’t worry – your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

Cash Back Disclosures

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 660-848-2244. If your card is lost or stolen over a weekend or after hours, please contact 800-791-2525. We strive to serve you as quickly as possible.