Earn 2.00% APY  on  a Free Checking Account? Unheard of!

With KASASA® Cash, you can!



Free Kasasa® Cash Checking

Like Your Wallet

Enjoy high interest earnings and refunds on ATM withdrawal fees.*

Free Kasasa Cash® checking is free checking that pays — and there’s never a monthly service fee. Earn up to 2.00% Annual Percentage Yield (APY*) on your balance just for doing simple banking activities, like using your debit card.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Fulton, New Franklin, or elsewhere. Link your account to a free Kasasa Saver® to make saving easy. Visit us today to open your accounts.


  • Free checking that pays high interest
  • Balances up to $25,000 receive APY* of 2.00%; and balances over $25,000 earn 0.50% APY* on the portion of balance over $25,000, resulting in a range from 2.00% to 0.50% APY* depending on the account’s balance.
  • 0.01% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free e-statements
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free VISA® debit card

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is easy!
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 POS (Point of Sale) debit card purchases
  • Be enrolled in and log into online banking, receipt of electronic statement to a valid email address is a condition of these accounts
  • $100 minimum deposit to open

And if you don’t meet these qualifications, don’t worry – your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Kasasa Cash Disclaimer

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 660-848-2244. If your card is lost or stolen over a weekend or after hours, please contact 800-791-2525. We strive to serve you as quickly as possible.