Checking

We offer a deposit product to meet your needs.

If you’re with another institution, we would love an opportunity to gain your business!  If you would like more information, and would like to open an account in person, just stop by one of our convenient locations or contact us.  You can also reorder checks anytime  using our secure Check Reorder Form

KASASA CASH

A rate so high it could touch the clouds! Too good to be true? Not here! Earn a high interest rate by doing a few simple thing you are probably already doing!

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Benefits of the Account
  • Minimum to Open--$25
  • Minimum Balance--NONE
  • Earn up to 2.00% APY on balances up to $25,000 if qualifications are met.
  • Nationwide ATM Refunds up to $25.
  • E-Statements are a requirement of this account.
  • ATM/Debit Card
  • Internet Banking
  • Free Mobile Banking
  • On-Line Bill Pay
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Other Benefits

KASASA CASH BACK

It’s like we pay you to bank here! Who wouldn’t want to earn 2.00% back on debit cards transactions- up to $6 a month!

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  • Minimum to Open--$25
  • Minimum Balance--NONE
  • Earn up to 2.00% on debit card transactions-up to $6 if qualifications are met.
  • Nationwide ATM Refunds up to $25.
  • E-Statements are a requirement of this account.
  • ATM/Debit Card
  • Internet Banking
  • Free Mobile Banking
  • On-Line Bill Pay
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Other Benefits

Incontrol Checking

Take Control of your checking account with Exchange Bank of Missouri’s InControl Checking. With this account, you get to take the wheel, and tell us where you want to go.

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Benefits:
  • Minimum to Open--$25
  • Minimum Balance--None
  • $3.99 a month fee that can be waived by signing up for an E-Statement OR Using a debit card 8 times per month.
  • ATM/Debit Card
  • On-Line Bill Pay
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Monthly Statement
  • Free Mobile Banking
  • Other Benefits

Senior Checking Account

Age 55 or older? We have an account that will provide you with ease of access, so you can enjoy your life the way you want!

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Benefits:
  • Minimum to Open--$25 (55 and older)
  • Minimum Balance--None
  • ATM/Debit Card
  • Internet Banking
  • On-Line Bill Pay
  • FREE Mobile Banking
  • FREE Cashier's Checks or Money Orders
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Monthly Statement with FREE Check Images
  • Other Benefits

Money Market Account

Want to invest your money, but need to have it accessible? Our interest paying money market is right for you!

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Benefits:
  • Minimum to Open--$1000
  • Minimum Balance--$1000
  • Interest Bearing
  • Internet Banking
  • FREE Mobile Banking
  • 6 Checks Per Month *fee applies if check amount is exceeded.
  • 24-Hour Voice Line
  • Monthly Statement with FREE Check Images
  • Other Benefits

Interest Bearing Checking Account

Whether you want to open a savings account today, or have funds you want to invest, we’ve got a savings account that’s right for you. And with an automatic transfer from your checking account, you can watch your savings grow.

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Benefits:
  • Minimum to Open--$1000
  • Minimum Balance--$1000
  • --$5.00 per month fee if balance falls below $1000
  • Interest Bearing
  • ATM/Debit Card
  • Internet Banking
  • On-Line Bill Pay
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Monthly Statement with FREE Check Images
  • Other Benefits

Super Interest Bearing Checking Account

Whether you want to open a checking account today, or have funds you want to invest, we’ve got a checking account that’s right for you.

Contact Us for More Information!
Benefits:
  • Minimum to Open--$5000
  • Minimum Balance--$5000 ($5 fee if balance falls below)
  • --$10 Fee if balance falls below $2500
  • --$15 Fee if balance falls below $1000
  • Interest Bearing
  • ATM/Debit Card
  • Internet Banking
  • On-Line Bill Pay
  • Unlimited Check Writing
  • 24-Hour Voice Line
  • Monthly Statement with FREE Check Images
  • Other Benefits

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